Commerce Business Rules

Managing Commerce Workflow

Adding payments to software is only a portion of successfully commerce-enabling an application. Layering this integration with cloud-based business rules that tailor payment acceptance to match your workflow is essential to creating high-value solutions.

Commerce Business Rules leverage run-time and out-of-band data across the Platform to create dynamic workflows, and provide a governance framework for payment acceptance. This enables complicated transaction flows to be called from the cloud versus requiring the application developer to build complex, PCI-compliant capabilities locally.

Payment Status Monitoring

Application Developers need the ability to determine the status of transactions after submission. Payment Status Monitoring enables intelligence to be built into your solution based on the actual status of transactions - saving you time and decreasing support costs related to integrated payments.

Split Payments

Complex commerce implementations include goods, or services, from multiple sellers combined into a single transaction.  Split Payments delivers the cloud-based logic required in these complex implementations by enabling a single transaction to be split amongst multiple recipients.

Adjudicated Settlement

When your solution requires more than synchronous authorization and settlement, you can leverage the Adjudicated Settlement logic to support business processes such as group purchase, threshold offers and the creation of complex settlement logic based upon other input sources.

Partner Authorization

Consolidated reporting becomes challenging when partnering with a wide range of service providers.  This problem is most prevalent in the mobile community.  The Partner Authorization Commerce Business Rule enables mobile authorization on behalf of the Merchant unique identifier, and the payment is captured when goods are received.  Enable Online2Onsite commerce through any mobile application simply, securely, and without changing the retailer’s business process.

Flexible Routing

When implementing self-service, kiosk, or bill payment commerce solutions, the Flexible Routing logic ensures that transactional routing decisions are made based upon the best combination of cost, efficiency, and risk analysis.

Getting Started

For further information on integrating Commerce Business Rules into your solution, please contact us.